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Motability Motability

Hire Purchase Schemes

You may prefer to purchase your vehicle under a Hire Purchase agreement, if you:

  • Want to buy a second-hand car
  • Need adaptations and would prefer not to have to re-install them after three years
  • Regularly cover high mileage (more than 45,000 over three years)

You can select a hire purchase option over four or five years using the Motability Hire Purchase Scheme for new vehicles, or a two or three year option for a used vehicle.

Under the Hire Purchase Scheme, you are responsible for funding insurance, breakdown cover, and servicing and repairs costs, whereas these are all included in the Contract Hire Scheme.