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Motability Motability

Hire Purchase Schemes

You may prefer to purchase your vehicle under a Hire Purchase agreement, if you:

  • Want to buy a second-hand car
  • Need adaptations and would prefer not to have to re-install them after three years
  • Regularly cover high mileage (more than 60,000 over three years and 100,000 for five-year Wheelchair Accessible Vehicle (WAV) agreements)

You can select a hire purchase option over four or five years using the Motability Hire Purchase Scheme for new vehicles, or a two or three year option for a used vehicle.

Under the Hire Purchase Scheme, you are responsible for funding insurance, breakdown cover, and servicing and repairs costs, whereas these are all included in the Contract Hire Scheme.

Please note that the information contained in the above table should be read in conjunction with the *Motability Schemes – General Information, and the general guidance available from the links on the left hand menu.