GAP Insurance

GAP Insurance

If your vehicle is written off or stolen before you finish paying the finance on it, your car insurance payouts may not be enough to repay what you still owe and replace your vehicle with another vehicle of equivalent value. Guaranteed Asset Protection (GAP) is designed to cover this financial gap.

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Combined GAP Insurance

Combined GAP Insurance has been designed to cover the ‘gap’ between the greater of the motor insurance settlement or the market value of the insured vehicle and either the amount you paid for the vehicle, or the finance early settlement balance payable to the finance company if the insured vehicle is declared a total loss within the period of cover.

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Combined GAP Insurance

Cover & Eligibility

  • Vehicles up to seven years old on inception of the policy
  • The insured vehicle must be covered by a comprehensive policy of motor insurance issued by an insurer authorised to sell insurance in the United Kingdom throughout the period of cover
  • Available for vehicles with a maximum net invoice value of up to £85,000


  • Covers up to £250 vehicle insurance excess


  • Dealer Fitted Accessories are covered up to £1500


  • Maximum Claim Limit up to the Vehicle Purchase Price

  • Provides cover for vehicles that have been written off or stolen

  • Transferable (subject to Ts & Cs)
  • Additional Drivers Covered (subject to Ts & Cs)
combined GAP Policy wording