FA+ protects you against vehicle financial loss
Vehicle + asset protection insurance protects you against the financial risks associated with vehicle theft or write-off. In the event of a partial loss: we indemnify you from the deductible excess that you would be liable for.
We shall monitor you throughout your entire financing term in addition to your vehicle insurance.
Have peace of mind, knowing that your investment is protected.
Take out FA+ Guaranteed Asset vehicle insurance at the same time as taking out your vehicle financing scheme. It will provide you with the following level of cover:
- Partial loss: Guaranteed Asset insurance will reimburse* you the amount of your car insurance deductible excess liability payment. It is valid in the case of at-fault accidents with an identified third party, loss of control of your vehicle or theft, when the vehicle is recovered damaged. You can make up to three claims per year up to a maximum of €760 per claim or €380 if your vehicle is not covered by comprehensive insurance.
- Total loss: Guaranteed Asset insurance covers* the payment of the outstanding amount owed**, in addition to your vehicle insurance, and the reconstitution and reassessment of your deposit at a rate of 6% per year.***
How do I sign up to these benefits?
Simply request this service**** when signing your finance contract. We will then incorporate this into your monthly payments.
*In accordance with the General Terms and Conditions provided in the Guaranteed Asset information notice.
**Excluding eco malus and warranty extensions.
***The deposit total is limited to 50% of the vehicle purchase price (including taxes) and, for leasing with agreement to purchase, only the warranty deposit is reassessed.
****Applicable for all purchases of new or used vehicles, up to 6.5 tonnes and less than 5 years from the date of subscription.
DIAC S.A, financial and insurance intermediary company with a capital of €61,000,000 - SIREN 702 002 221 R.C.S Bobigny – APE Code 6492Z – ORIAS No.: 07 004 966.
Insurance underwritten for this product exclusively by Covea Fleet, SA Company with a board of Directors and Supervisory Council with a capital of €93,714,549 - RCS LE MANS B 342815339- 160 rue Henri Champion 72035 Le Mans Cedex 1. company governed by the French Insurance Code and whose operations are submitted to the Autorité de Contrôle Prudentiel - 61 rue de Taitbout 75436 Paris cedex 09.