22/08/2025
Buying a brand-new car should feel exciting, not overwhelming. Whether you’re after a compact city runaround, a practical SUV for the family, or are looking to switch to a fully electric model, finding the best deal is about more than waiting for a seasonal sale. It’s about knowing where to look, and what to look for.
Before you go shopping, make sure you’re armed with all the information you need to make an informed choice – and that includes the various finance offers you can choose from. Take the time to make sure you understand the options – our guide here will help you – and always ask your retailer for further explanation or information.
The golden rule is to only sign when you understand exactly what the finance is, how it works and how much it will cost you every month and over the duration of the finance agreement.
Finance offers can seem confusing, which is why taking your time, not being in a rush and asking plenty of questions is so important.
However, with some of the deals on offer right now, it may be the right time to dive into the latest new car offers from Renault.
Let’s walk you through what finance options are on the table, and why now’s a brilliant time to consider one of Renault’s range of award-winning electric cars.
Before you dive head-first into searching for offers on new cars, it helps to know what types of deals are out there. Renault provides a range of flexible finance options, designed to suit different budgets and lifestyles. Finance deals can change regularly so it’s worth checking frequently to see what’s on offer.
Here’s our easy-to-understand guide to your finance options:
One of the most popular ways to buy a new car in the UK. With PCP, you pay a deposit, followed by fixed monthly payments to cover a proportion of the remaining cost of the car. The remaining proportion of the cost of the car is deferred until the end of the term. At the end of the term, you can either:
This can assist if you like driving a new car every few years and want lower monthly costs compared to a traditional hire purchase.
If you’re keen to own your car outright from the start, Hire Purchase might be the way to go. With HP, you pay a deposit, followed by fixed monthly payments over an agreed term. Once you’ve made the final payment (including any option to purchase fee), the car’s yours to keep; there is no optional final payment.
If you’re planning to keep the car long-term and want a path to ownership without any mileage restrictions, HP may be the right finance type for you.
Think of PCH as long-term renting. You pay a advance rental and a fixed monthly rental to use the car over a set period (typically 2–4 years), then return it at the end*. There’s no option to buy the car, which suits people who aren’t interested in ownership.
This option may include servicing and breakdown cover, making budgeting easier.
If you’re considering trading in your current car, your retailer will be able to discuss your part exchange options with you. They may be able to provide a trade in value to use towards the cost of your new car and reduce the deposit you need to put down, once any outstanding car finance is settled.
There are plenty of online tools to give you an idea of your car’s value but always prepare your car well with a clean before presenting it for part-exchange and make sure you have as much paperwork as possible, including service and repair bills and a stamped service book. Be realistic about its value if there are any dents or scrapes that might need to be repaired before your car is valued.
Your Renault retailer will fairly value your trade-in considering its age, mileage, condition and service history.
You can check your car’s current value using this handy tool.
Renault often includes deposit contributions as part of their car finance deals. These can reduce the amount of money you have to pay as a deposit on your new car and means less out of your pocket up front.
*subject to excess mileage conditions and meeting British Vehicle Rental & Leasing Association (BVRLA) Fair Wear & Tear guidelines.
Renault’s award-winning range of electric cars can be bought with a range of finance offers.
Renault 5 E-Tech electric – the perfect, super-stylish city runaround
Renault 4 E-Tech electric – a more practical small family SUV
Renault Megane E-Tech electric – a sleek, high-tech family hatchback
*Model shown is techno with wheels that are unavailable in the UK.
Renault Scenic E-Tech electric – an award-winning, family-friendly SUV
You don’t need to trawl every car site on the web (though it doesn’t hurt to compare). Renault regularly updates its own offers page with limited-time deals across the entire lineup. That’s your best starting point.
Buying a new car in 2025 shouldn’t be stressful. With Renault’s mix of tech-savvy electric cars, flexible finance deals, and frequent new car discounts, there’s never been a better time to upgrade. Do your homework, weigh up your finance options, and don’t forget to factor in potential running costs (EVs can save you a packet long-term).
This article is advertorial content reviewed by Renault prior to publication.
Steve is a leading UK automotive journalist, EV editor at The Independent, editor of Auto Express, Autocar and What Car?, and a global car awards judge and broadcaster.
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